FAQ's?

What is Loanbeku.com?

Loanbeku is the financial service provided by us. People are allowed to borrow money at the low rate of interest.

What we do?

We act as a mediator between the customers like you and financial institutions like Banks. The request of your interest towards taking a loan is taken to these intitutions and we try to offer you the best deal from their offerings.

What are the charges need to be paid for getting a Personal Loan?

Most of the banks charge a processing fee which is a percentage of the loan amount when they disburse a loan. Apart from this, some banks may also have some additional charges. Where in you will need to clarify these with the bank when finalizing your application. The charges are deducted from the total amount when the loan is finally issued.

What is Personal Loan?

Personal Loan is the loan that is given for the purpose of personal use. The personal purpose may include marriage, medical expenditure and etc.

Do we get Personal loan for business?

Yes, most of the banks and financial institutions do offer a business loan to self-employed individuals while provided they meet the eligibility criteria.

Eligibility to apply for Loan?

General Eligibility for Personal Loan in Bangalore

Age limitMin 21 years – Max 60 years
Employment TypeSalaried/ Self-employed professionals/ non-professionals
Employment StatusEmployed/In-business for at least 2 years, at least 1 year with current employer/business
Minimum IncomeMinimum 15k net income per month
Loan AmountMinimum 50,000 – Max 50 lacs

Documents required for Salaried Employee personal loan

  • Identity proof
  • Current residence Proof/permanent address proof
  • Salary Slips for 3 months
  • 6 months Bank statements
  • Appointment letter and proof of work experience.
  • Photograph and PAN Card xerox

Documents required for Self Employed personal loan

  • Identity proof
  • IT Returns CA certified copies for 2 years complete set
  • Business Continuity/existence proof 3 years old
  • Education proof
  • Partnership Deed & other mandatory documents
  • Balance Sheets

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