Apply Axis Bank Personal Loan in Bangalore

Axis Bank Personal Loan in Bangalore

Apply for Axis Bank Personal Loan

About Personal Loan

Axis Bank is one of the Private sector banks in India. It is the third largest bank amongst the private sector banks which offers a required financial products. The head office of the bank is located in Mumbai and the registered office is located at Ahmedabad. It has 14,003 ATM’s,3300 branches and nine international offices. Bank offers multiple products, which is nearest to individual financial needs.

Axis Bank Provides Personal loans which are flexible with some documentation and the fast approval. Personal loans which are available from Axis Bank can be used for immediate financial expenses like wedding expenses, home renovation etc. Axis Bank provides personal loans for both salaried and self-employed individuals. Personal loan in Axis Bank is available from Rs. 10,000 to Rs. 15 lakhs with a flexible tenure which ranges from 12 to 60 months.

The bank provides interest rates for personal loans while allowing a person who is applying for the option of transferring their current personal loans with other banks to Axis Bank by the support of balance transfer method.

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Eligibility

  • The applicant of age between 21 to 60 are eligible for taking Personal Loan
  • Applicant should have a monthly net salary of Rs. 15000 and above.
  • Applicant should provide correct identity proof.
  • Applicant should provide office details if working.
  • Applicant should have minimum 750 CIBIL scores.

Documentation

  • Identity proof: Aadhar card, Voter ID card / Driving License / Copy of Passport.
  • Address Proof: Passport / Ration Card / Electricity Bill / Telephone Bill / Rental Agreement.
  • Bank Details: Latest 3 months bank statement (where a salary is credited).
  • Salary Details:  Latest 3 months salary slip/salary certificate and latest Form 16

Axis Bank Personal Loan Features

  • Loan Interest Rates: 15.52% – 24%.
  • Loan tenure: Up to 5 years.
  • Loan amount: Min 50,000 to Max. 75 lakh.
  • Processing fee: 1.50% – 2% of the loan amount
  • EMI Charges: RS 2,162 per lakh

Axis Bank had made the approval processes of personal loans much simpler and faster by minifying the required documents .

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