About Credit Card

A credit card allows you to borrow money from your bank to make your purchases, whether you’re buying a burger or a round-trip ticket to France. As long as you pay back the money you borrowed within the “grace period” of 25-30 days, you don’t have to pay extra. If you don’t pay it back in that time period, you’ll have to pay interest — a percentage of the money you owe the bank — on top of what you borrowed.

Eligibility

• Repayment ability: Applicant should have been employed by your current organization or been involved in your business for a certain number of years
• Age: Applicant must qualify for the applicant age bracket defined by the lending institution Credit
• Rating: Applicant should have the bank specified credit score and suitable credit history Existing
• EMIs: Applicant should not have any other loan liabilities or must have strong ability to take addition debts.

Documents Required

• Passport Size Photographs
• Identity Proof:   Aadhar Card, Voter’s ID Card,  Employer issued ID card, Driver’s license, Passport Ration Card, Electricity bill etc
• Proof Of Age: Birth Certificate, Secondary school certificate(class 10), Passport
• Address Proof(like ration card, electricity bill etc)
• Income Proof

Bank Of Baroda had made the approval processes of Credit Card much simpler and faster by minifying the required documents .

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