Apply Dhanalaxmi Bank Personal Loan in Bangalore

DhanaLaxmi bank Personal Loan in Bangalore

Apply For DhanaLaxmi Bank Personal Loan

Personal Loan

Dhanlaxmi Bank provides loan for its customer benefits through its Personal Loan Facility. DhanaLaxmi Bank provides easy Personal Loan facility with no money Installments worries and faster approval. The bank not only ensures the easy fund availability but also provides lower interest rates. The customers need to visit the nearest branch for more details on Personal loan.

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Eligibility

  • The applicant of age should be minimum 23 years for taking Personal Loan.
  • Applicant should have a monthly net salary of Rs. 35000 and above.
  • Applicant should provide correct identity proof.
  • Applicant should provide office details if working.
  • Applicant should have minimum 750 CIBIL scores.
  • Applicant should have 2 years of work experience.

Documentation

  • Identity proof: Aadhar card, Voter ID card / Driving License / Copy of Passport.
  • Address Proof: Passport / Ration Card / Electricity Bill / Telephone Bill / Rental Agreement.
  • Bank Details: Last 3 months bank statements or last 6 months bank passbook copy (The account to which the salary/income is credited).
  • Salary Details: Latest Salary Slip or Current dated Salary Certificate with latest Form 16 to legally depict the current net salary of the individual.

DhanaLaxmi Bank Personal Loan Features

  • Loan Interest Rates: 11.50% p.a
  • Loan tenure: Up to 5 years.
  • Loan amount: Rs.1 lakh to 15 lakh.
  • Processing fee: 2.50% of the loan amount
  • EMI Charges: RS 2,142 per lakh

DhanaLaxmi Bank had made the approval processes of Personal loans much simpler and faster by minifying the required documents.

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