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Kotak Mahindra Bank Personal Loan in Bangalore

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Personal Loan

Kotak Mahindra Bank personal loans can be customised to match your requirements, whatever be the purpose. Use the funds from your personal loans to finance a range of needs, from your wedding to your home renovation. Kotak Mahindra Bank  Personal loan in Bangalore offers the lower interest rate of 11.50%.

  • Interest rate: 11.50% onwards
  • Loan tenure: up to 4 years
  • Loan amount: Min. 1 lakh and Max. 15 lakh
  • Processing fee: 2% of the loan amount
  • Pre-closure: Allowed after 1 year

Eligibility

  • Applicant of age between 21 to 58 are eligible for taking Personal Loan
  • Applicant should have a monthly net salary of Rs. 25000 and above.
  • Applicant should provide correct identity proof.
  • Applicant should provide office details if working.

Documentation

  • Identity proof: Aadhar card, Voter ID card / Driving License / Copy of Passport.
  • Address Proof: Passport / Ration Card / Electricity Bill / Telephone Bill / Rental Agreement.
  • Bank Details: Last 3 months bank statements or last 6 months bank passbook copy (The account to which the salary/income is credited).
  • Salary Details: Latest Salary Slip or Current dated Salary Certificate with latest Form 16 to legally depict the current net salary of the individual.

Kotak Mahindra Bank holds the position of a fourth largest private sector bank in India. Kotak Mahindra bank started its operation in 2003 and extended its operation over 363 locations in India. Kotak Mahindra Bank has 600 branches and 1000+ ATMs across the country. The Kotak Mahindra Bank offers Lower interest rates on Personal Loan in major cities like Ahmedabad, Bangalore, Chandigarh, Chennai, Delhi NCR, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, and Pune.

Kotak Mahindra Bank personal loan can be utilized for many personal needs like the wedding, Clearing Medical bills, Home renovations, Traveling etc.

Kotak Mahindra Bank Personal loan interest rates are at the lower rate in Bangalore. Borrowers can avail the loan in less time. Bank won't asks for any guarantor or any collaterals. Kotak Mahindra bank asks for less documentation for taking the personal loan and flexible tenure. Residents of Bangalore can apply for the Personal loan online. Kotak Mahindra Bank offers Easy EMI options to clear off the loan. Kotak Mahindra Bank Personal Loan EMIs can be calculated on our website on EMI Calculator Section. Kotak Mahindra Bank Personal loan amount is disbursed within two working days. Kotak Mahindra Bank checks for Credit score to Approve the Personal loan. Apply online by filling the simple form for Kotak Mahindra Bank Personal Loan and get approval now

Features of Kotak Mahindra Bank Personal Loan:

  • Lower Interest rate
  • Fixed Rate of Interest
  • Personal Loan can be a Multi-Purpose Loan
  • Unsecured Loan
  • Less Documentation
  • Prepayment and foreclosure options

Apply for Kotak Mahindra Bank Personal loan in Bangalore

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