Punjab National Bank Personal Loan in Bangalore

Apply for Punjab National Bank Personal Loan

About Personal Loan

Punjab National Bank offers a personal loan to meet all the purpose that the borrower deems necessary. Employees of an organization whose salaries are remitted through the branches of Punjab National Bank can opt for Punjab National Bank Personal Loan. The personal loan provided by the bank is marketed as “New Saral Loan” and is available to salary, self-employed, self-employed professionals (lawyers, doctors, etc.) as well as pensioners.



  • Interest rate(Floating): MCLR+ 4% (MCLR= 9.55%) Loan
  • Tenure: 5 years
  • Pre-closure charges: 2.25% of outstanding balance only in case of takeover

Punjab National Bank had made the approval processes of Personal loans much simpler and faster by minifying the required documents .

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