Tata Capital Personal Loan in Bangalore


Personal Loan

Tata Capital personal loans can be customised to match your requirements, whatever be the purpose. Use the funds from your personal loans to finance a range of needs, from your wedding to your home renovation. Tata Capital Personal loan in Bangalore offers the lower interest rate of 11.49%.

  • Interest rate: 11.49% onwards
  • Loan tenure: up to 6 years
  • Loan amount: Min. 1 lakh and Max. 20 lakh
  • Processing fee: 0.5% of the loan amount
  • Preclosure: Allowed after 12 months


  • Applicant of age between 21 to 58 are eligible for taking Personal Loan
  • Applicant should have a monthly net salary of Rs. 20000 and above.
  • Applicant should provide correct identity proof.
  • Applicant should provide office details if working.


  • Identity proof: Aadhar card, Voter ID card / Driving License / Copy of Passport.
  • Address Proof: Passport / Ration Card / Electricity Bill / Telephone Bill / Rental Agreement.
  • Bank Details: Last 3 months bank statements or last 6 months bank passbook copy (The account to which the salary/income is credited).
  • Salary Details: Latest Salary Slip or Current dated Salary Certificate with latest Form 16 to legally depict the current net salary of the individual.

Tata Capital Personal Loan in Bangalore

Tata Capital Limited is a unit of Tata Sons Limited. The company is registered with the Reserve Bank of India and it offers financial services which are fee-based and fund-based. The company is a customer-focused firm that aims to develop and provide banking solutions under the Tata Capital brand.Tata Capital caters to customers from diverse backgrounds like retail, corporates, institutions and individual customers. The Tata group is a world-renowned business house and through its sub-division, Tata Capital, the group wants to bring to the financial sector the same expertise and experience that it has been known for. The tagline of the company is “We do what is right for you”, which depicts the superior level of commitment that the company has towards its customers.

The company deals in commercial finance, private equity, investment banking, wealth management, infrastructure finance, consumer loans, travel related services, foreign exchange, and leasing services. Tata Capital has alliances with some of the major financial giants of the world like Mizuho Securities and International Finance Corporation. The company has a wide network of offices across the country to take their financial products and services to as many retail and consumer customers as possible.

Tata Capital Personal Loan is a popular set of personal finance schemes in Bangalore to fulfill financial needs of a customer. You can avail this finance for any personal reason like home renovation, weddings or festival expenditure.

  • Multi-purpose loan: You can take a personal loan for a variety of purposes, be it for conducting a family wedding, be supporting your child's education, renovate your home or even pay back an existing loan.
  • No collateral: If you are eligible, you can take a personal loan without putting up any of your assets as collateral.
  • Minimal paperwork: A personal loan requires very little paperwork when compared to other types of loans.
  • Easy repayment: Our Personal Loans come with a host of repayment options such as post-dated cheques, ECS, online EMI Calculator and payments of EMI and so on.
  • Affordable interest rates: Our Personal Loans come with competitive interest rates that are easily affordable.

Tata Capital Bank Features

  • With an aim of taking financial products and services to as many customers as possible, Tata Capital offers a wide variety of loan options for which personal loan is a popular product.
  • The company with its years of experience and expertise is a great name for the bank with especially since the reach of the company is quite widespread.
  • There are many features that differentiate Tata Capital personal loans from loans offered by other banks. Here are a few of such significant features that contribute to the success of these personal loans.
  • Fast Loan Disbursal: Tata Capital is fast in disbursing loans so as to ensure that customers are not required to wait for long periods before getting their financial needs met. Be it a wedding or a child’s education or a long-pending vacation, Tata Capital personal loan ensures you meet all your financial requirements without delay.
  • Competitive Interest Rates: The rate of interest on Tata Capital Personal loans is quite competitive and starts at a very low percentage.
  • Zero Prepayment Charges: Pre-payment charges are not applicable at all in case the customer wants to pay off the personal loan earlier than the stipulated loan tenure. This means that you can reimburse the loan amount to the bank as soon as you have extra cash and be done with your financial liability.
  • Fast Loan Payment: Tata Capital is fast in paying loans to secure/make sure of that customers are not needed/demanded to wait for long periods before getting there (related to managing money) needs to be met. Be it a wedding or a child's education or a long-pending vacation, Tata Capital personal loan secures/makes sure if you meet all your (related to managing money) needed things without delay.

Apply for Tata Capital Personal loan Online

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