Citibank Personal Loan


Personal Loan

Citibank personal loans can be customised to match your requirements, whatever be the purpose. Use the funds from your personal loans to finance a range of needs, from Wedding to your Home Renovation and also for opening Small Scale Business. Citibank offers the lower interest rate of 12.99%.

  • Interest rate: 12.99% onwards
  • Loan tenure: up to 5 years
  • Loan amount: Min. 50,000 and Max. 30 lakhs
  • Processing fee: 1% to 2% of the loan amount
  • Prepayment charges: ranges between 2% to 4%


  • Applicant of age between 23 to 60 are eligible for taking Personal Loan
  • Applicant should have a monthly net salary of Rs. 30000 and above.
  • Applicant should provide correct identity proof.
  • Applicant should provide office details if working.


  • Identity proof: Aadhar card, Voter ID card / Driving License / Copy of Passport.
  • Address Proof: Passport / Ration Card / Electricity Bill / Telephone Bill / Rental Agreement / Lease Agreement.
  • Bank Details: Last 3 months bank statements or last 6 months bank passbook copy (The account to which the salary/income is credited).
  • Salary Details: Latest Salary Slip or Current dated Salary Certificate with latest Form 16 to legally depict the current net salary of the individual.
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