Credit Card
Credit Card
Popular Banks offering Credit Card
OVERVIEW
The Credit Card is a secured card issued by a financial company to the customers to enable the cardholder to pay a merchant for goods and services based on the cardholder’s promise to the card issuer to pay them for the amounts so paid plus the other agreed charges.The Credit Card can be utilized for various financial needs such as shopping, traveling, Hotels and others.
Advantages
- Speed: If you need to buy something expensive and can’t afford to pay for it all in one go, then a credit card is ideal, as long as you use it sensibly.
- Protection: You get more protection if you pay with a credit card than if you pay with a debit card, cash or cheque under something known as Section 75 of the Consumer Credit Act.
- Barrow for free: Some credit cards offer 0% periods meaning you can effectively benefit from an interest-free loan. You need to make the minimum monthly payments though and clear your balance before the 0% offer ends though otherwise you’ll be charged interest.
- Credit Card work in any currency
- Earn while you spend: Some cards even offer incentives to spend, such as cashback, loyalty points or air miles, which means you could actually make money from your credit Card. These are only worthwhile if you pay your bill in full – otherwise, the interest you’ll be charged will be more than the value of the rewards.
Credit Card Eligibility
- Good credit score
- An applicant of age should be above 21 years.
- Self-Employed or Salaried Professional
Credit card required Documents
- Valid Bank Account
- Aadhar Card, Voter ID / Driving License, and PAN Card
- Bank Statements for The Last Three Months
- Salary Slips for The Last Three Months
The process of taking credit card through online
Select a credit card
select a particular credit card which best your needs and lifestyle
Get approved quickly
Receive your approval quickly
Popular Bank Offering Credit card

HDFC Bank
HDFC Bank Credit card: Minimum net salary-2 lakh p.a, Easy EMI-1.50%p.m, Interest free period:upto 50 days, Interest rate:3.49% p.m, minimum repayment amount:Rs 200, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

ICICI Bank
ICICI Bank Credit card: Minimum net salary-3 lakh p.a, Easy EMI- 1.08%p.m, Interest free period:upto 55 days, Interest rate:2.49% p.m, minimum repayment amount:Rs 400, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Citibank
Citibank Credit card: Minimum net salary-2.4 lakh p.a, Easy EMI- 2.5%, Interest free period:upto 47 days, Interest rate:3.50% p.m, minimum repayment amount:Rs 500, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Axis Bank
Axis Bank Credit card: Minimum net salary-1.8 lakh p.a, Easy EMI- 1.5% p.m, Interest free period:upto 45 days, Interest rate:3.25% p.m, minimum repayment amount:Rs 250, Types: Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Punjab National Bank
Punjab National Bank Credit card: Minimum net salary-80,000 p.a, Easy EMI- 1.5% p.m, Interest free period:upto 50 days, Interest rate:2.45% p.m, minimum repayment amount:Rs 500, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

State bank of india
State bank of india Credit card: Minimum net salary-2.1 lakh p.a, Easy EMI- 14.5% p.m, Interest free period:upto 50 days, Interest rate:3.35% p.m, minimum repayment amount:Rs 500,Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.get Credit card Cashback scheme and discounts

Kotak Mahindra Bank
Kotak Mahindra Bank Credit card: Minimum net salary-3.0 lakh p.a, Easy EMI- 1.25% p.m, Interest free period:upto 48 days, Interest rate:3.5% p.m, minimum repayment amount:Rs 700, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Corporation Bank
Corporation Bank Credit card: Minimum net salary-2.0 lakh p.a, Easy EMI- 1.3% p.m, Interest free period:upto 50 days, Interest rate:2.5% p.m, minimum repayment amount:Rs 500, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.get Credit card Cashback scheme and discounts

Andhra Bank
Andhra Bank Credit card: Minimum net salary-1.8 lakh p.a, Easy EMI- 1.3% p.m, Interest free period:upto 50 days, Interest rate:1.5% p.m, minimum repayment charges :Rs 200, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.

Bank of Baroda
Bank of Baroda Credit card: Minimum net salary-3 lakh p.a, Easy EMI-1.50%p.m, Interest free period:upto 50 days, Interest rate:2.6% p.m, minimum repayment amount:Rs 200, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.get Credit card Cashback scheme and discounts

Indusind Bank
Indusind Bank Credit card: Minimum net salary-3 lakh p.a, Easy EMI- 2.5p.m, Interest free period:upto 50 days, Interest rate:1.79% p.m, minimum repayment amount:Rs 100, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Canara Bank
Canara Bank Credit card: Minimum net salary-1 lakh p.a, Easy EMI-1.20%p.m, Interest free period:upto 50 days, Interest rate:2.5% p.m, minimum repayment amount:Rs 100, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Standard Chartered Bank
Standard Chartered Bank Credit card: Minimum net salary-2 lakh p.a, Easy EMI-1.49%p.m, Interest free period:upto 48 days, Interest rate:3.49% p.m, minimum repayment amount:Rs 500,Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.get Credit card Cashback scheme and discounts

Karnataka Bank
Karnataka Bank Credit card: Minimum net salary-2.1 lakh p.a, Easy EMI-1.49%p.m, Interest free period:upto 50 days, Interest rate:2.5% p.m, minimum repayment amount:Rs 100, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.get Credit card Cashback scheme and discounts

HSBC Bank
HSBC Bank Credit card: Minimum net salary-4 to 5 lakh p.a, Easy EMI-1.04%p.m, Interest free period:upto 52 days, Interest rate:1.809% p.m, minimum repayment amount:Rs 350, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.get Credit card Cashback scheme and discounts

Federal Bank
Federal Bank Credit card: Minimum net salary-1.75 lakh p.a, Easy EMI-1.10%p.m, Interest free period:upto 50 days, Interest rate:3.5% p.m, minimum repayment amount:Rs 400, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.get Credit card Cashback scheme and discounts

IDBI Bank
IDBI Bank Credit card: Minimum net salary-1.8 lakh p.a, Easy EMI-1.10%p.m, Interest free period:upto 48 days, Interest rate:2.5% p.m, late payment amount:Rs 100 to 500 , Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Oriental Bank Of Commerce
Oriental Bank Of Commerce Credit card: Minimum net salary-2.4 lakh p.a, Easy EMI-1.10%p.m, Interest free period:upto 50 days, Interest rate:3.35% p.m, minimum repayment amount:Rs 500, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Central Bank of India
Central Bank of India Credit card: Minimum net salary-1.5 lakh p.a, Easy EMI-1.4%p.m, Interest free period:upto 50 days, Interest rate:1.20% p.m, minimum repayment amount:Rs 100, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards.get Credit card Cashback scheme and discounts

Dhanalaxmi Bank
Dhanalaxmi Bank Credit card: Minimum net salary-3.0 lakh p.a, Easy EMI-1.0%p.m, Interest free period:upto 50 days, Interest rate:1.5% p.m, minimum late repayment amount:Rs 400, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discountst

Laksmi Vilas Bank
Laksmi Vilas Bank Credit card: Minimum net salary-2.1 lakh p.a, Interest free period:upto 50 days, Interest rate:3.0% p.m, minimum late repayment fee:Rs 450, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Indian Overseas Bank
Indian Overseas Bank Credit card: Minimum net salary-3 lakh p.a, Interest free period:upto 50 days, Interest rate:2.0% p.m, minimum late repayment fee:Rs 100, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Yes Bank
Yes Bank Credit card: Minimum net salary-2.4 lakh p.a, Interest free period:upto 50 days, Interest rate:2.4% p.m, minimum late repayment fee:Rs 100, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts

Vijaya Bank
Vijaya Bank Credit card: Minimum net salary-6 lakh p.a, Interest free period:upto 50 days, Interest rate:3.0% p.m, minimum late repayment fee:Rs 100, Types: Platinum Cards, CashBack Cards, Reward Cards, Travel Cards, Lifestyle Cards. get Credit card Cashback scheme and discounts