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  • You need to fulfill some basic conditions to be eligible for a Personal Loan. Both salaried, as well as self-employed individuals, are eligible for a personal loan.
  • The criteria can differ a bit across different financial institutions. Some general eligibility factors are - Whether salaried or self-employed, you need to be in the age group of 21-58 years old.
  • In terms of Business Continuity, for salaried persons, you should be in the same job for 6 months and overall work experience of 2 years. For self-employed, you need to be in the business for minimum 3 years with a work experience of 3 years.
  • You must draw a minimum income of Rs. 20,000 per month To check your eligibility please visit "Personal Loan Eligibility Calculator"
  • Identity proof
  •  Current residence Proof/permanent address proof/ IT returns certified by CA
  •  Salary Slips for 3 months / Business continuity for 3 years/existing proof
  •  6 months Bank statements
  •  Appointment letter and proof of work experience./proprietorship or partnership documents of the firm
  •  Photograph and PAN Card/balance sheets of business
  • What does a Personal Loan EMI Stand for?

    EMI stands for Equated Monthly Installments is the payment that you give for any loan undertaken for a fixed tenure to pay off the loan amount. In the case of personal loans from Loan, the loan tenure ranges between 12 to 84 months. Your EMI will include principal and interest payments made every month towards the repayment of the loan. Though the amount of EMI does not change, the percentage of principal & interest will change month on month. Initially, the interest component is higher but gradually the principal payment is more. The exact percentage of principal and interest will depend on the interest rate charged and tenure for which the loan is taken.

    What is a Personal Loan EMI Calculator?

    While applying for a personal loan it is important to understand the EMI, as this is the cash outflow that you have to incur over the loan tenure. Our Personal Loan EMI calculator helps you to understand the EMIs that you will pay, Principal Payments & Interest Payments over the loan tenure. By using a personal loan EMI calculator you can know about how much you need to pay off each month and decide on the amount of loan you must consider. It is important to understand this in detail and pay off the loan on time, as it impacts your credit history and eligibility for future loans.

    How to calculate your EMI using calculator?

    Enter the following information in our EMI calculator for Personal Loan:

  • Principal Amount (Loan amount you wish to avail)
  • Interest Rate (Loan offers a personal loan with interest rate between 11.99% p.a. to 19.00% p.a.)
  • Tenure of the Personal Loan (Loan offers loan for 12 -84 months)
  • Once you enter the above information, press the "Calculate EMI" Button Our innovative personal loan calculator shows you EMI, monthly break up of Interest & Principal payments, a pie chart of total Interest and Principal Payment over the tenure of Loan If the personal loan EMI is higher or lower than you want to pay, edit the principal amount and restart.

    Should you take a Loan Personal Loan?

    Loan offers hassle-free Personal loans to both salaried.

    Some of the benefits that we offer are:
  • Higher Personal Loan
  • Eligibility Speedy
  • Approval Minimum Documentation
  • Competitive Interest Rates
  • Customized Solutions
  • Personalized Customer Care before and after disbursement
  • Flexible Payment Plans
  • Our loans are specifically designed to meet any contingency, be it personal or professional.
  • One of the biggest contingencies in life is the medical expenditure that comes unexpected and you want to ensure that your loved ones are taken care of properly.
  • Loan understands your needs in such emergency situations and offers funds through our customized Medical Personal Loan.
  • To check your eligibility, please visit "Personal Loan Eligibility Criteria" or talk to our representatives now.

    How Much EMI do you have to pay?

    Calculating your EMI is as important as availing a loan, as you get a loan based on the repayment eligibility. To calculate your EMI for the amount that you wish to avail, please visit 'Personal Loan EMI Calculator'. However, the final EMI will depend on the interest rate and the tenure for which the loan is offered.

  • assist salaried professional to obtain a personal loan in Bangalore. If you are looking for a personal loan in Bangalore then you are at the right place. Our experienced loan advisers let you know your eligible personal loan amount and interest rate by carefully evaluating your credit score, salary, and other details.

    No need to wait for weeks or months to get your personal loan. We assist you're to get your personal loan as early as possible.

    Before taking a personal loan in Bangalore, check all the details like terms and conditions, processing fee, the rate of interest etc. For any of your queries call us on +91 9741949944

    FAQ's on Personal Loans

    Transfering Personal Loan Balance This is the banking facility to transfer your personal loan amount from one bank to another bank. once the bank is changed, you will stick on to the norms of the changed bank and charges and applicable rates of the changed bank will come into force. Read more >>

    What is top up Personal Loan? It is a bank facility to borrow a certain amount over the above existing loan, subjected to terms and conditions by banks. A Top up loan would be best for tough times on financial crisis. Read more >>

    Choosing Personal Loan Banks All people need money for their requirements. You can get money as a personal loan if your eligibility for personal Loan is positive. Read more >>

    What is Credit Score with respect to Personal Loan? It's a 3 digit number used to check the eligibility criteria to avail the loan for the needed. A good credit score helps in faster approval of Personal Loan. Read more >>

    Flat rate of interest V/S Reduced interest personal loan It is a very important factor not to neglect the interest rates before taking personal loans from the banks. You should always choose the lower interest rates. Read more >>

    Multiple ways to use Personal Loans There are multiple ways to utilize the personal loans for various necessity. personal loans have many categories to avail the right loans to help the people. Read more >>

    Points to remember to avoid Personal Loan Rejection There are so many factors that may affect your personal loan approval, It might be your eligibility criteria, CIBIL score, documentations and many more. Read more >>

    How to take the personal loan even though having a bad credit score? Credit score plays a vital role in taking Personal Loans in banks, though there are ways to take a personal loan on bad credit scores. Follow below procedures to take a Personal loan on having bad credit score. Read more >>

    What is CIBIL score? The CIBIL score helps you by collecting your credit history and documents it. A CIBIL score is a number given by CIBIL to help vendors and banks to avail loans to right customers. Read more >>

    How to improve your CIBIL score? CIBIL scores can be increased by maintaining good credit history by clearing all loans and debts taken from vendors or banks in time. Read more >>

    Availability of Tenures on Personal Loans Understanding Banking procedures are really tough for normal people to understand, so following the norms of banks would ease in taking loans and clearing them at right time. Read more >>

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