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Get Instant Approval on Personal Loan in Chennai

  • You need to fulfill some basic conditions to be eligible for a Personal Loan. Both salaried, as well as self-employed individuals, are eligible for a personal loan.
  • The criteria can differ a bit across different financial institutions. Some general eligibility factors are – Whether salaried or self-employed, you need to be in the age group of 21-58 years old.
  • In terms of Business Continuity, for salaried persons, you should be in the same job for 6 months and overall work experience of 2 years. For self-employed, you need to be in the business for minimum 3 years with a work experience of 3 years.
  • You must draw a minimum income of Rs. 20,000 per month To check your eligibility please visit “Personal Loan Eligibility Calculator”
  • Identity proof
  •  Current residence Proof/permanent address proof/ IT returns certified by CA
  •  Salary Slips for 3 months / Business continuity for 3 years/existing proof
  •  6 months Bank statements
  •  Appointment letter and proof of work experience./proprietorship or partnership documents of the firm
  •  Photograph and PAN Card/balance sheets of business

    • What does a Personal Loan EMI Stand for?

    EMI stands for Equated Monthly Installments is the payment that you give for any loan undertaken for a fixed tenure to pay off the loan amount. In the case of personal loans from Loan Beku.com, the loan tenure ranges between 12 to 84 months. Your EMI will include principal and interest payments made every month towards the repayment of the loan. Though the amount of EMI does not change, the percentage of principal & interest will change month on month. Initially, the interest component is higher but gradually the principal payment is more. The exact percentage of principal and interest will depend on the interest rate charged and tenure for which the loan is taken.

    What is a Personal Loan EMI Calculator?

    While applying for a personal loan it is important to understand the EMI, as this is the cash outflow that you have to incur over the loan tenure. Our Personal Loan EMI calculator helps you to understand the EMIs that you will pay, Principal Payments & Interest Payments over the loan tenure. By using a personal loan EMI calculator you can know about how much you need to pay off each month and decide on the amount of loan you must consider. It is important to understand this in detail and pay off the loan on time, as it impacts your credit history and eligibility for future loans.

    How to calculate your EMI using calculator?

    Enter the following information in our EMI calculator for Personal Loan:

  • Principal Amount (Loan amount you wish to avail)
  • Interest Rate (Loan Beku.com offers a personal loan with interest rate between 11.99% p.a. to 19.00% p.a.)
  • Tenure of the Personal Loan (Loan Beku.com offers loan for 12 -84 months)
  • Once you enter the above information, press the “Calculate EMI” Button Our innovative personal loan calculator shows you EMI, monthly break up of Interest & Principal payments, a pie chart of total Interest and Principal Payment over the tenure of Loan If the personal loan EMI is higher or lower than you want to pay, edit the principal amount and restart.

    Should you take a Loan Beku.com Personal Loan?

    Loan Beku.com offers hassle-free Personal loans to both salaried.

    Some of the benefits that we offer are:
  • Higher Personal Loan
  • Eligibility Speedy
  • Approval Minimum Documentation
  • Competitive Interest Rates
  • Customized Solutions
  • Personalized Customer Care before and after disbursement
  • Flexible Payment Plans
  • Our loans are specifically designed to meet any contingency, be it personal or professional.
  • One of the biggest contingencies in life is the medical expenditure that comes unexpected and you want to ensure that your loved ones are taken care of properly.
  • Loan Beku.com understands your needs in such emergency situations and offers funds through our customized Medical Personal Loan.
  • To check your eligibility, please visit “Personal Loan Eligibility Criteria” or talk to our representatives now.

    How Much EMI do you have to pay?

    Calculating your EMI is as important as availing a loan, as you get a loan based on the repayment eligibility. To calculate your EMI for the amount that you wish to avail, please visit ‘Personal Loan EMI Calculator‘. However, the final EMI will depend on the interest rate and the tenure for which the loan is offered.

    • Loanbeku.com assist salaried professional to obtain a personal loan in Chennai. If you are looking for a personal loan in Chennai then you are at the right place. Our experienced loan advisers let you know your eligible personal loan amount and interest rate by carefully evaluating your credit score, salary, and other details.

    No need to wait for weeks or months to get your personal loan. We assist you’re to get your personal loan as early as possible.

    Before taking a personal loan in Chennai, check all the details like terms and conditions, processing fee, the rate of interest etc. For any of your queries call us on +91 9741949944

    We partner with reputed Banks & NBFCs

    To fasten the process of loans and credit cards approval.

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