Personal Loan in Kolkata
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- You need to fulfill some basic conditions to be eligible for a Personal Loan. Both salaried, as well as self-employed individuals, are eligible for a personal loan.
- The criteria can differ a bit across different financial institutions. Some general eligibility factors are – Whether salaried or self-employed, you need to be in the age group of 21-58 years old.
- In terms of Business Continuity, for salaried persons, you should be in the same job for 6 months and overall work experience of 2 years. For self-employed, you need to be in the business for minimum 3 years with a work experience of 3 years.
- You must draw a minimum income of Rs. 20,000 per month To check your eligibility please visit “Personal Loan Eligibility Calculator”
What does a Personal Loan EMI Stand for?
EMI stands for Equated Monthly Installments is the payment that you give for any loan undertaken for a fixed tenure to pay off the loan amount. In the case of personal loans from Loan Beku.com, the loan tenure ranges between 12 to 84 months. Your EMI will include principal and interest payments made every month towards the repayment of the loan. Though the amount of EMI does not change, the percentage of principal & interest will change month on month. Initially, the interest component is higher but gradually the principal payment is more. The exact percentage of principal and interest will depend on the interest rate charged and tenure for which the loan is taken.
What is a Personal Loan EMI Calculator?
While applying for a personal loan it is important to understand the EMI, as this is the cash outflow that you have to incur over the loan tenure. Our Personal Loan EMI calculator helps you to understand the EMIs that you will pay, Principal Payments & Interest Payments over the loan tenure. By using a personal loan EMI calculator you can know about how much you need to pay off each month and decide on the amount of loan you must consider. It is important to understand this in detail and pay off the loan on time, as it impacts your credit history and eligibility for future loans.
How to calculate your EMI using calculator?
Enter the following information in our EMI calculator for Personal Loan:
Should you take a Loan Beku.com Personal Loan?
Loan Beku.com offers hassle-free Personal loans to both salaried.
Some of the benefits that we offer are:
How Much EMI do you have to pay?
Calculating your EMI is as important as availing a loan, as you get a loan based on the repayment eligibility. To calculate your EMI for the amount that you wish to avail, please visit ‘Personal Loan EMI Calculator‘. However, the final EMI will depend on the interest rate and the tenure for which the loan is offered.
Loanbeku.com assist salaried professional to obtain a personal loan in Kolkata. If you are looking for a personal loan in Kolkata then you are at the right place. Our experienced loan advisers let you know your eligible personal loan amount and interest rate by carefully evaluating your credit score, salary, and other details.
No need to wait for weeks or months to get your personal loan. We assist you’re to get your personal loan as early as possible.
Before taking a personal loan in Kolkata, check all the details like terms and conditions, processing fee, the rate of interest etc. For any of your queries call us on +91 9741949944
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